778.229.4450

Tag Archives | real estate

My Thoughts on the Slowing Market

A lot of friends and referral partners have been calling or emailing me and asking what my experience has been with the slowdown in the market. I honestly don’t think this is something long lasting or a sign of a major meltdown. We have some fundamentally solid variables here that are irrefutable. Land is a […]

Continue Reading

Weekly Advice Series: The Trouble With Debit Cards

The Trouble with Debit Cards We live in a society of instant gratification. Unlike our parents or grandparents – who saved up for larger purchases – we are often tempted to splurge on bigger-ticket items simply because we have a debit card in hand when we head out “window shopping”. And aside from overspending thanks […]

Continue Reading

Weekly Advice Series: Examining No-Frills Mortgage Products

Examining No-Frills Mortgage Products While No-Frills mortgage products typically offer a lower – or more discounted – interest rate when compared with many other available products, the lower rate is really their only perk. This type of product will only seem ideal for you if you have no plans to take advantage of benefits that […]

Continue Reading

Weekly Advice Series: Have You Considered Opting for a 50/50 Mortgage?

Have You Considered Opting for a 50/50 Mortgage? Hybrid mortgages – also known as 50/50 mortgage products – include an equal mix of fixed-rate and variable-rate components within your single mortgage. This means you get the best of both worlds – the security of fixed repayments with the flexibility of a variable rate. Although there […]

Continue Reading

Weekly Advice Series: Tips for Paying Off Your Mortgage Faster

Tips for Paying Off Your Mortgage Faster Mortgages in Canada are generally amortized between 25 and 30 year terms. While this seems a long time, it does not have to take anyone that long to pay off their mortgage if they choose to do so in a shorter period of time. With a little bit […]

Continue Reading

Weekly Advice Series: How to Determine the Best Mortgage Term

How to Determine the Best Mortgage Term Choosing the mortgage term that is right for you can be a challenging proposition for even the savviest of home-buyers. By understanding mortgage terms and what they mean in dollars and sense, you can save the most money and choose the term that is right for you. The […]

Continue Reading

Weekly Advice Series: 10 Most Commonly Asked Mortgage Questions

1. What’s the best rate I can get? Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as many rock-bottom rates often […]

Continue Reading

Weekly Advice Series: Buying the Best Home for You

Buying the Best Home for You Before you begin searching for a home, it’s always helpful to think about your needs both now and in the future. And if you have any questions about the home-buying process or different types of real estate, you can always ask your mortgage professional or real estate agent for […]

Continue Reading

Weekly Advice Series: 10 Questions to Ask Your Home Inspector

  10 Questions to Ask Your Home Inspector The purchase of a home is likely the largest financial expenditure you’ll ever make. And getting your home inspected is an essential step in the home-buying process. No one wants to buy a money pit – and once you have signed on the dotted line, there is […]

Continue Reading

Weekly Advice Series: Making Your Mortgage Interest Tax Deductible

For US homeowners, mortgage interest is automatically tax deductible. But for Canadians, the write-off is not so straightforward. In order to make your mortgage interest tax deductible, homeowners must be able to prove that the money is being reinvested and is not being used for personal expenses. A properly structured mortgage-centric tax strategy has several […]

Continue Reading